Collections After Judgment

Winning a lawsuit is only half the battle. The next step is collecting the money owed.

Collecting Against Defendants

Defendants who are individuals may try to avoid payment by hiding assets or declaring bankruptcy. Plaintiffs’ lawyers use tools like garnishments, liens, and asset discovery to enforce judgments.

When Insurance Pays

In most personal injury and malpractice cases, the insurance company is the real payor. If the verdict is within policy limits, insurers cut the check. If it’s above limits, things get complicated.

Obstacles in Collections

• Delays: Defendants and insurers drag their feet.

• Bankruptcy filings: Can pause collection.

• Appeals: Can suspend payment until resolved.

Why This Stage Matters

Clients often think a verdict equals money in hand. In truth, collections can take months. Having a lawyer who understands both trial advocacy and enforcement makes the difference between a paper judgment and actual compensation.